Bankruptcy and Medical Debt

Despite the government’s attempts to initiate affordable care, millions of Americans have no medical insurance. As a result, many people are forced into personal bankruptcy

September 14, 2015

When Bankruptcy Increases Your Credit Score

As hard as this may be to believe, filing bankruptcy can actually increase your credit score. It typically adds as much as a hundred points

August 5, 2014

Clearing The Air About Bankruptcy

There are many misconceptions about bankruptcy, so let’s clear the air: We get fairly regular calls at our office asking if Congress ended bankruptcy years

August 5, 2014

Five Things “They” Don’t Want You to Know About Bankruptcy

There is a lot of misinformation about bankruptcy. Some of it is intentionality spread by people with an agenda to keep their customers from filing

May 17, 2014

An Alternative to Raiding Your 401K

Sometimes, one mistake leads to another. A common misstep people make in their finances is raiding their 401k or retirement account when things get tight.

March 10, 2014

It’s Bankruptcy Season Again

The first few months of the year are peak time for people making the decision to file bankruptcy. After nearly 20 years of counseling people

February 4, 2014

Credit Card Debt

The holidays are a time when people spend extra money. Whether we use them for presents, travel, or festivities, many of us depend on credit

January 4, 2013

Bankruptcy: Problems and Solutions

Entering into bankruptcy is never an easy decision. Sometimes, however, it is necessary to start over and move forward. Over a million cases were processed

December 3, 2012

Bankruptcy Hesitation

People have heard the phrase “fight or flight.” When confronted with an uncomfortable decision like bankruptcy, many folks become frightened and frozen–unable to make a

October 1, 2012

The Gouner Blog